Verification
Identity verification
Higher limits and some features require identity checks. BillSpot does not use face liveness, selfie, or video KYC.
Tiers
| Tier | What you provide | What you get |
|---|---|---|
| Tier 1 - BVN | BVN (e.g. dial *565*0#) | Bank account / virtual account access · higher transfer & withdrawal limits |
| Tier 2 - Government ID | Government ID + document verification as required | Higher limits · opens the path to Tier 3 |
| Tier 3 - Proof of address | Utility bill / bank statement showing name + address | Set your own limits · full verification with Tier 2 |
Live daily/monthly limits are shown in the app.
Why BVN
Confirms your identity and lets BillSpot create a bank account for you so you can fund by transfer.
Also required for: Spray It host · invoice create · some card and USD account features · higher withdraw limits.
Get BillSpot
Download the app to use this product with live rates, fees, and limits shown before you confirm.