Sell & rebuy
Convert airtime to cash
Two products in one place: Convert airtime into wallet cash, or Rebuy Cheaper at a discount. Rates can change - always check the rate shown in the app before you confirm.
What it is
- Convert - send airtime to BillSpot, then receive cash in your Airtime to Cash wallet balance (then move or withdraw based on your verification level).
- Rebuy - buy airtime again at a discount using wallet funds.
Conversion & rebuy rates
These are example rates. Airtime to Cash rates can change. Always check the rate shown in the app.
| Network | Conversion fee | You receive | Rebuy discount |
|---|---|---|---|
| MTN | 17% | 83% | 10% |
| Glo | 15% | 85% | 10% |
| Airtel | 14% | 86% | 8% |
| T2mobile | 15% | 85% | 10% |
Example: ₦1,000 MTN convert gives ~₦830; rebuy ₦1,000 MTN at 10% off and pay ~₦900
How convert works
- Choose network and Convert
- Send airtime via the USSD/instructions shown to BillSpot’s number
- Enter amount, then see expected cash and Rate: -X%
- Confirm · cash lands in Airtime to Cash balance
How rebuy works
- Choose network and Rebuy Cheaper
- Enter phone + amount, then see discount rate
- Pay from wallet · confirm with PIN
Trust & safety
Only send legitimate airtime. Fraudulent airtime is not covered.
Who it’s for
People with excess airtime who want wallet cash, or who want to rebuy airtime at a discount after converting.
Cash out from your Airtime to Cash balance via Withdraw (subject to identity verification and app rules).
Get BillSpot
Download the app to use this product with live rates, fees, and limits shown before you confirm.